Thursday, January 22, 2009

SEARCH ALL MLS HOMES: www.NorthShoreHomeInfo.com

SEARCH AND LEARN ABOUT ALL MA REAL ESTATE : www.NorthShoreHomeInfo.com


Just 25 miles north of Boston, Peabody remains to be the best in housing value on the North Shore. Miles to the ocean, convenience of every major highway and sufficiently packed with shopping, medical facilities and approximately 200 acres of orchards and nature.

Be sure to visit the official site for the City of Peabody:

http://www.peabody-ma.gov/

HOUSING PROGRAMS
The City of Peabody offers housing programs that are designed to create and improve housing opportunities for all people at all stages of life.HOMEOWNERSHIP: The City of Peabody encourages homeownership throughout the City of Peabody by offering loans to first time homebuyers through our first time home buyer down payment assistance program.

HOME REPAIR AND REHABILITATION: Through the Peabody housing rehibilitation program income eligible homeowners may receive loans to repair or modify their homes.

LEAD PAINT REMOVAL: The City of Peabody utilizes funds from the Get The Lead Out Program and the Gap Filler V Program to assist homeowners and landlords in the removal of lead based paint hazards.

STAFF
Stacey BernsonHousing Program ManagerTelephone: (978)-538-5776
E-Mail: stacey.bernson@peabody-ma.gov
Jack CellaHousing Rehabilitation SpecialistTelephone: (978) 538-5775
E-Mail: jack.cella@peabody-ma.gov

FIRST TIME HOMEBUYERDOWN PAYMENT ASSISTANCE PROGRAMDown payment assistance is available to income eligible first-time homebuyers through the First Time Homebuyer Down Payment Assistance Program (FTHB). The FTHB Program is a no interest deferred payment loan that may be used for down payment assistance or closing costs. The homebuyer must contribute their own funds and the program will provide a dollar for dollar match; maximum $6,500.00.First-Time Homebuyer Pamphlet 2007FTHB Application (Updated July 2007)

HOUSING REHABILITATION ASSISTANCE PROGRAMHousing rehabilitation assistance is available income eligible homeowners of homes with one to four units and mobile homes. Funds may be used to address the following: Elimination of code violations; Deleading of units; Providing handicapped accessibility; Removing serious or potential hazards to health and safety; and insuring that property meets Federal Housing Quality Standards (HQS). Interested homeowners should submit a completed Pre-Application to be placed on the waiting list.